Where can I get the best commercial trucking insurance?
Flatlands Jessup, that’s where!
As an independent carrier, you are responsible for hauling goods in your truck for a company or employer. It doesn’t matter if you are working in construction, distribution, delivery, excavation, manufacturing, or any other private carrier capacity, Flatlands Jessup has the very best truck insurance solutions for you. We can provide, but not limited to, the following:
1) Primary Liability – Every trucker/trucking company is required to carry primary liability coverage on all vehicles (leased or owned). And most typically, the motor carrier provides the coverage for leased operators.
2) Cargo Insurance – This insurance covers loss to the property a truck is transporting. And again, most typically, it’s provided by the motor carrier for leased operators.
3) Physical Damage (Collision, Specified Perils) – This insurance covers for the repair or replacement for damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
4) Occupational Accident – This type of insurance coverage is designed specifically for owner operators in the trucking industry. In most states, like North Carolina, by being self-employed owner-operators can opt out of state-mandated workers compensation coverage. Most motor carriers will require their leased operators to be covered either by workers compensation or occ/acc at the leased operator’s expense. The good news is that for those who qualify, occ/acc is generally a lower cost alternative.
Call Flatlands Jessup today and let our team help you determine all of the coverage that you need!