Here at Flatlands Jessup, we know farming and we can help you!
To begin, what we call a package policy, one that combines a variety of coverage in a single agreement, is the most cost-effective and efficient way to obtain property and liability insurance.
A.) Property Coverage
This portion of the policy typically provides coverage for dwellings on the farm. These include but aren’t limited to: mobile-home, household personal property, both scheduled (listed) and unscheduled (unlisted) farm personal property and other farm structures.
There are other types of property insurance coverage appropriate for farming or ranch operations such as, transportation floater, livestock coverage and crop insurance.
B.) Liability Coverages
This portion of the policy protects the farmer, rancher or similar agricultural establishment owner from claims alleging bodily injury or property damage caused by an accident involving the premises or operations of the insured,
C.) Commercial Auto Insurance
A Farmer’s package policy will not not cover any vehicles – including cars, trucks or trailers – designed for use on public roads. For these, you need a separate policy.
Call us today and let us customize a policy for your farm business.