Do independent contractors need insurance?  Yes!

Like any other business, independent contractors can be sued and held liable for damages. A general liability insurance policy is very important for independent contractors for the following reasons:

  1. It protects you, your family and your business. General liability insurance helps cover legal fees and damages resulting from a lawsuit.
  2. Your clients want you to have coverage. Your clients may require you to have general liability insurance before they sign a contract with you. Without this insurance, they could be held responsible for accidents caused by you or your work.
  3. NC Law may require it. Certain business, such as construction, require independent contractors to carry general liability coverage, and even minimum limits. Bottom line is this…it’s best for both you and your client to obtain separate general liability insurance policies.  This covers everyone!

Our Easy 3 Step Process

We will get you covered and on your way to risk mitigation!


Fill out our "New Policy Quote" form on the right of this page.


We review your form and connect you to one of our agents in your area.


We will work with you to make sure that you are completely covered.

Want to see how we can help you? Request a quote and find out how we can help educate you on all of your choices.

Get a New Policy Quote!

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