In just a matter of minutes, a crop can be severely damaged by hail. It can wipe out part of a field, damage a few acres here and there, or devastate an entire crop. Crop hail insurance can supplement your Multi-Peril Crop Insurance policy.
At Flatlands Insurance Group, we offer both Multi-Peril Crop Insurance and Crop-Hail policies, which provide additional coverage for hail and wind coverage. By combining these two products, our clients increase payment levels on hail and wind damage and in effect, reduce the deductible amount of the MPCI policy. Crop-Hail policies are of great benefit in high risk areas and with high risk crops such as tobacco and produce. Enrollment can take place any time prior to a hail event, however, most crop hail policies become effective 48 hours after the application is signed, so early enrollment is encouraged.
Our experienced agents will come to your farm to discuss options, provide a quote and map out a plan. We work with multiple insurance companies to offer you a variety of options and will help you choose the policy that is right for you. Flatlands Insurance Group understands the policies and can guide you to the options that provide you the most effective risk management tools available.