Crop-Hail Insurance

In just a matter of minutes, a crop can be severely damaged by hail.  It can wipe out part of a field, damage a few acres here and there, or devastate an entire crop. Crop hail insurance can supplement your Multi-Peril Crop Insurance policy.

At Flatlands Insurance Group, we offer both Multi-Peril Crop Insurance and Crop-Hail policies, which provide additional coverage for hail and wind coverage. By combining these two products, our clients increase payment levels on hail and wind damage and in effect, reduce the deductible amount of the MPCI policy.  Crop-Hail policies are of great benefit in high risk areas and with high risk crops such as tobacco and produce.  Enrollment can take place any time prior to a hail event, however, most crop hail policies become effective 48 hours after the application is signed, so early enrollment is encouraged.

Our experienced agents will come to your farm to discuss options, provide a quote and map out a plan.  We work with multiple insurance companies to offer you a variety of options and will help you choose the policy that is right for you. Flatlands Insurance Group understands the policies and can guide you to the options that provide you the most effective risk management tools available.

Flatlands Insurance Group is an equal opportunity provider. In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email:

USDA is an equal opportunity provider, employer, and lender.

Our Easy 3 Step Process

We will get you covered and on your way to risk mitigation!


Fill out our "New Policy Quote" form on the right of this page.


We review your form and connect you to one of our agents in your area.


We will work with you to make sure that you are completely covered.

Want to see how we can help you? Request a quote and find out how we can help educate you on all of your choices.

Get a New Policy Quote!