Group Long-Term Care (LTC) Insurance

Did you know that over 40% of people receiving long-term care services are under the age of 65? This is one of the reasons why long-term care insurance has become a frequently requested employee benefit. Employer-based long-term care insurance is an essential part of a comprehensive benefits package.

Long-term care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life. The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities.

Most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to spend down most of your assets on health care.

Our Easy 3 Step Process

We will get you covered and on your way to risk mitigation!

Connect

Fill out our "New Policy Quote" form on the right of this page.

Evaluate

We review your form and connect you to one of our agents in your area.

Plan

We will work with you to make sure that you are completely covered.

Want to see how we can help you? Request a quote and find out how we can help educate you on all of your choices.

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