Health Reimbursement Arrangement (HRA)

What is a Health Reimbursement Arrangement (HRA)?

A health reimbursement arrangement is a tax-advantaged benefit that allows both employees and employers to save on the cost of health care. Another WIN | WIN solution for your team if it’s used effectively.

HRA plans are employer-funded medical reimbursement plans. The employer sets aside a specified amount of pre-tax dollars for employees to pay for healthcare expenses on an annual basis. Based on the plan design, HRAs can generate significant savings in overall health benefits.  That’s where the WIN | WIN solution exists.

There are requirements for an HRA plan.  Those are:

1.) The plan must be funded solely by the employer and cannot be funded by salary reduction

2.) The plan may only provide benefits for substantiated medical expenses.

HRAs may be customized in many ways to suit the specific needs of the employer and employees. It is one of the most flexible types of employee benefit plans making it very attractive to most employers.

Let’s talk and see how this option could be a great fit for you!

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