Term Life Insurance

What is the difference between Term Life Insurance and Whole Life Insurance.

Term life is a cost-effective way of providing maximum coverage for your family when you pass. However, protection is provided for a limited number of years. This type of insurance expires without value if the insured lives beyond the policy period, which is normally 5 – 20 years. Other policy life periods are available, which impacts the total premium.  Those options can also include a 1 year annual renewable term.

The pro, Term Life Insurance is that the insurance premiums will not increase during the guaranteed policy term selected. The con, Term Life Insurance pays a death benefit only if you die during that term. 

Term Life Insurance stays current as long as premiums are paid and up to date, and provided there are no misrepresentations on the application. The insurance coverage terminates if you discontinue your premium payments.

Call us and lets see if this is a good option to protect your family.

Our Easy 3 Step Process

We will get you covered and on your way to risk mitigation!

Connect

Fill out our "New Policy Quote" form on the right of this page.

Evaluate

We review your form and connect you to one of our agents in your area.

Plan

We will work with you to make sure that you are completely covered.

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