When you have a condominium, its important to make sure you have insurance that provides coverage for your specific unit, because not all condominium association insurance is created equally. Your condo association will normally insure the entire building and other shared “common” areas. However, you will be responsible for the interior of your condo and anything that is inside. Typically, you will minimally need a personal property and liability policy, in addition to coverage for the internal flooring, cabinetry, walls, and even your fixtures that your association’s insurance may not cover.
Every condominium association policy is different, so it is important to review the association’s policy and any by-laws very carefully. Our team at Flatlands Jessup can make sure you are fully covered.
