Did you know that automotive coverage consists of liability insurance and comprehensive insurance.
Liability insurance is considered the first part of your policy and covers the financial responsibility for you causing injury to others or their property.
Everyone must carry liability coverage, as it’s required in North Carolina. North Carolina Motor Vehicle Law requires that Automobile coverage be constantly maintained and never dropped.
Comprehensive insurance is the other part of car insurance, and it covers the car itself, and it can also reimburse for loss from theft, fire or other damages. Collision coverage will pay to repair any loss created by an accident. This is often required by leasing companies and/or banks, especially when the vehicle is new. There are also other medical, car rental and miscellaneous coverages that vary in North Carolina. Our Flatlands Jessup insurance representatives can help you determine all of that out based on your needs.
And last but not least, the expense of your policy is dependent on these two parts. After looking at what your needs are, we can help you keep your premium as low as possible by utilizing various deductibles on the physical damage coverage of your policy.