In today’s world, lawsuits happen frequently. That’s why it’s important to protect yourself, even if you aren’t a millionaire. Now we all know, $1,000,000 judgments against individuals for negligence are relatively rare, however, receiving a lawsuit with a $1,000,000 demand is more common. If you receive such a court summons and you only have $100,000 policy, you may be at risk of losing quite a bit, not just a lot of sleep.
If you need “peace of mind”, an Umbrella policy can offer an inexpensive option for most types of negligence claims. Vehicle accidents are probably the most common source of serious claims, and a supplemental automobile policy can add an extra million-dollar layer of protection if necessary.
If you have specific circumstances, talk to your Flatlands Jessup Insurance representative. They can help determine if you need that extra ‘peace of mind’ to cover other types of catastrophic claims such as a child drowning in your pool or the delivery man being seriously injured by falling over an item in your yard. Be safe and make sure your whole world is covered. We can help!
