Information on All Types of Insurance
We are Flatlands Jessup Insurance Group, and we look forward to helping you!
Say hello to Flatlands Jessup Insurance Group, an independent insurance agency that does things differently—by doing what’s right for you, not the insurance companies. With a focus on serving families, farms, and businesses of North Carolina and beyond, we are here to surpass your expectations and offer insurance solutions so you can find protection for what lies ahead.
Our team is made up of experienced insurance professionals who are all licensed, so we can take service and insurance insight to the next level. On top of that, we have multiple offices to bring you a convenient experience, so you can contact us or stop by each of our offices to get the help you need. Ready to get started? We thought so!
Learn About UsRead Our Reviews
“Flatland Jessup Insurance Group provided amazing service and insurance coverage for my home and family.”
Debbie B.
“Very respectful and helpful. They are quick to give you an answer and follow up. Highly recommended!”
Brandon C.
“They helped me very quickly! Super easy over the phone process. And they emailed me the papers for me to sign digitally!”
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The Solution to Your Insurance Needs
Flatlands Jessup Insurance Group offers a variety of personal insurance, agriculture insurance, business insurance, and employee benefits solutions to help you protect what matters most.
Find protection and security for your agricultural business with insurance aimed toward your industry.
Agriculture Insurance Quote
We Also Offer
Safeguard the future of your business with business insurance solutions.
Protect, attract, and retain your team by building an employee benefits package.
Need Insurance in North Carolina?
Good news, we have not one but six local offices across North Carolina, so you can contact us or stop by at your convenience. We also serve clients across several states, including KY, GA, NC, SC, VA, and WV.
Why Choose Us?
As an independent insurance agency, we are committed to our core values that drive us in all that we do.
Manage Your Policies
Already a client of Flatlands Jessup Insurance Group? Visit our Service Center to make requests and manage your insurance.
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ATV / Utility Vehicles
Risk Factor
Utility vehicles or ATVs designed for use on farms can increase liability. This is mainly because these vehicles are known to be associated with high-risk behaviors, such as operating the vehicle without the use of protective equipment.
Solution
If you routinely ride your ATV or utility vehicle, be sure to always use good judgment and wear proper protective equipment, such as a helmet. Additionally, avoid behaviors that are known to increase risk of injury, such as riding on roads that are intended for automobiles.
Products Liability Exposure
Risk Factor
Say, for example, that the beef produced from the cows raised or kept on a farm causes illness in a consumer when it’s eaten.
Solution
To combat this risk, add an endorsement that modifies your insurance policy to protect you from these potential mistakes.
Foreign Object Ingestion Coverage
Risk Factor
Equipment used on a farm has a high risk of mechanical breakdown. For example, a farmer's combine or chopper could ingest a rock causing equipment failure.
Solution
Add Foreign Object Ingestion coverage so the repairs on your combine or chopper will be covered on your policy. Ask your agent if your policy has this coverage since it is not "automatic" on most farm policies.
Coverage for Peak Season
Risk Factor
During harvest, a farmer often stores grain in grain bins, and this grain usually sells within a few months. Coverage is needed while the grain is on-site, but it could get expensive to fully maintain this coverage during the rest of the year when no grain is present on the farm.
Solution
Cover the grain under peak season. This option tailors your coverage to provide increased amounts of insurance during the months in which you have grain on your farm. This type of coverage can be applied to any harvested crop, not just grains.
Pollution
Risk Factor
Pollution is an increasing risk that can occur due to the improper storage or application of pesticides and fertilizers, runoff, and above ground or underground storage tanks.
Solution
It is difficult to control pollution risks on your farm, but it is not impossible. You can protect yourself against this type of risk by obtaining environmental insurance that provides protection for both bodily injury and property damage caused by a farm pollution incident.
Umbrella
Risk Factor
What happens when your farm faces a large liability loss that exceeds the basic limit of your standard policy?
Solution
A commercial umbrella insurance policy increases your liability limits by adding protection over and above your current farm policies - providing real financial value, as well as priceless peace of mind. Commercial umbrella insurance is available either by an endorsement to your farm policy or as separate coverage.
Care, Custody, and Control
Risk Factor
If you're caring for livestock owned by others on your farm and an unfortunate event occurs causing the death of some or all of this livestock, you may be held responsible.
Solution
To protect yourself and your farm from this type of risk, add care, custody, and control to your insurance policy as an endorsement.
Custom Farming / Business Activity
Risk Factor
Does your farm provide services for others? If so, you may be held responsible for the business activities related to these services.
Solution
To protect yourself from any type of incident relating to these business activities, add an endorsement for custom farming to your insurance policy.
Field Crops
Risk Factor
There are many uncontrollable factors that affect the growth of field crops, such as weather. Are you prepared for what might happen if your crops are devastated by an uncontrollable incident?
Solution
You can protect your livelihood and investment from this type of unavoidable risk with the addition of multi-peril crop insurance.
Property
Risk Factor
If you have a barn or farm structure, a loss to these structures can be catastrophic, potentially putting the farm out of business.
Solution
Be sure you have adequate property coverage to protect your farm from potential catastrophic loss.
Glass Coverage
Risk Factor
If your tractor, combine, harvester, or other farming equipment has cab glass, that glass could break. It can be an expensive repair and cause your equipment to be unavailable for an extended amount of time.
Solution
Be sure you have coverage to help pay for repairs or other service work for broken glass.
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